Here is the life of misery that I see many adult Filipinos going through:

--Applying for jobs and being interviewed by atchay officers.
--Having atchay supervisors.
--Having one's initial paycheck delayed.
--Being underpaid, feeling underpaid, and being made to believe that that is all that one deserves.
--Being compelled to splurge on a blowout once and if one's paycheck arrives.
--Being solicited to give contributions to pay for the funeral expenses of complete strangers.
--Being excised "withholding tax" and other fees, so that the typical atchay question to every employee is, "How much is your 'take-home'?"
--Being taken on merely as a contractual employee, so that one does not have plantilla benefits and retirement annuity.
--Going hungry at the office and deliberating whether to spend money on pricey food or not.
--Commuting through devils' traffic.
--Commuting through highways that have no public toilets.
--Being at the constant mercy of pickpockets, thieves, drug addicts, and troublemakers. And atchays.
--Having no emergency transportation fund if a vehicle breaks down.
--Having no emergency transportation vehicle even if one has an emergency transportation fund.
--Saving up for something, only to find out that one's wife and/or children need the money desperately.
--Going hungry at home.
--Paying rent for a ramshackle place located in a not-ideal neighborhood.
--Retiring and having no financial source to rely on.
--Circulating in an atchay society that values youth and beauty more than wisdom and experience.
--Being medicated and/or hospitalized and having to pay exorbitant bills.
--Finally dying, the last thought a nagging worry as to who will cover funeral costs. (Most probably other employees who are strangers.)